About Us

About Protector Planning

Before we began Protector Planning we started off working for Bankers Life in 2011 as a captive agent, selling for one company. We quickly realized that we wanted to benefit our clients in a much bigger way. We decided to go independent so we could offer you more, much more in fact. As independent agents, we can offer the top carriers for Medicare, Life insurance, Long Term Care planning, and Annuities. Our mission is to be the difference maker in the insurance industry by taking the educational approach rather than a selling-a-product approach. This is very important when you are shopping for insurance protection because it reduces stress and lets the meeting focus on your needs. Our process is to find out what is important to you with regards to the type of insurance you are exploring and by asking questions about your needs. Once we know the important factors, we determine a solution for those needs. Finally, we put the protection plan in place. We will review the plan periodically to make sure we are always on the best track for you!

What Is an Independent Insurance Agent?

Unlike captive insurance agents, independent insurance agents are not contracted to work with one single company and they can sell policies from multiple insurance companies offering an array of products that best suit the individuals’ needs. Protector Planning is an Independent Insurance Agency.

What Is a Captive Insurance Agent?

Captive insurance agents, otherwise known as exclusive insurance agents, are contracted to work for a single insurance company and only sell that insurance company’s policies. At Protector Planning you are not captive to one insurance company and their specific policies. 

Budget Friendly

Let’s save you some money. Even if you have insurance in place, we can often find cost savings that free up room in your budget. Let’s take a look to see if we can save you some money on insurance premiums. We will do the heavy lifting by searching the market of 100’s of insurance companies to see if we can save you money today! We would be happy to speak to you directly. Please call for a quote.

Medicare Insurance

Making an educated decision during your initial enrollment into Medicare is one of the most important retirement decisions you will make – and it should be personalized to your specific health needs. Medicare is not a one size fits all. In addition, Medicare options change annually so even if you already have insurance in place, it needs to be reviewed each year because policies change each year. Be proactive in this respect and you can be sure you are on the correct path and saving hard earned money. Please contact us for a review today!

Final Expense Insurance

Final Expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Final Expense insurance is also known as Burial Insurance. Unfortunately, even basic funerals can cost thousands of dollars. When you leave family behind, do not leave bills for them to pay. Protect your family now! Please take a moment to contact us for a quote.